Insurance Agent Permit Requirements in Concord, NH

1. EIN (Employer Identification Number)

   Required if you have employees or operate as an LLC or corporation. Free from the IRS.

   Official government source

   Free·Immediate (online application)

   Free

   Immediate (online application)

1. New Hampshire — No Sales Tax

   New Hampshire has no state sales tax and no local sales taxes. Businesses do not need a sales tax permit. However, businesses may be subject to the Business Profits Tax (BPT) and Business Enterprise Tax (BET). Register with the NH Department of Revenue Administration.

   Official government source

   Free (business tax registration)·Immediate (online)

   Free (business tax registration)

   Immediate (online)

2. Errors and Omissions (E&O) Insurance

   Insurance agents are strongly advised (and often required by employers or carriers) to carry Errors and Omissions insurance. E&O covers claims arising from professional mistakes or failures.

   $500–$2,000/year·Immediate to 1 week

   $500–$2,000/year

   Immediate to 1 week

1. New Hampshire Insurance Department — Insurance Producer License

   Insurance agents in New Hampshire must be licensed by the NH Insurance Department. Requires pre-licensing education, passing the state exam, and a background check.

   Official government source

   $50–$100 (exam and application)·2–6 weeks

   $50–$100 (exam and application)

   2–6 weeks

2. City of Concord City Clerk — Business License

   Concord requires a Business License for certain regulated businesses. The City Clerk processes license applications and annual renewals. This license must be renewed annually and displayed at your place of business.

   Official government source

   $50–$500/year depending on business type and gross revenues·1–3 weeks

   $50–$500/year depending on business type and gross revenues

   1–3 weeks

Official Sources

• New Hampshire Insurance Department — Insurance Producer License
• City of Concord City Clerk

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