Insurance Agent Permit Requirements in Billings, MT

Complete permit and license guide for starting a insurance agent in Billings, Yellowstone County, Montana.

Updated 2026-03-15 5 stops $300–$1,000 est. 4–10 weeks
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Not legal advice. Requirements may change — always verify with your local government authority before applying. This guide was compiled from public and official sources (last updated ) and has not yet been independently source-verified — confirm each requirement before acting on it.

Federal — start here

1 stop

  1. EIN (Employer Identification Number)

    Required if you have employees or operate as an LLC or corporation. Free from the IRS.

    Official government source

    FreeImmediate (online application)

State of Montana

2 stops

  1. Montana — No Sales Tax

    Montana has no state or local sales tax. Businesses do not need a sales tax permit. However, businesses must register with the Montana Department of Revenue for applicable business taxes (e.g., withholding, corporate income tax if applicable).

    Official government source

    Free (business registration)Immediate (online via TransAction Portal)

  2. Errors and Omissions (E&O) Insurance

    Insurance agents are strongly advised (and often required by employers or carriers) to carry Errors and Omissions insurance. E&O covers claims arising from professional mistakes or failures.

    $500–$2,000/yearImmediate to 1 week

City of Billings / Yellowstone County

2 stops

  1. Montana Commissioner of Securities and Insurance — Insurance Producer License

    Insurance agents in Montana must be licensed by the Commissioner of Securities and Insurance. Requires pre-licensing education, passing the state exam, and a background check.

    Official government source

    $50–$100 (exam and application)2–6 weeks

  2. City of Billings City Clerk — Business License

    Billings requires a Business License for regulated businesses operating within city limits. The City Clerk's office processes applications. This license must be renewed annually and displayed at your place of business.

    Official government source

    $50–$500/year depending on business type and gross revenues1–3 weeks

Terminus

Open for business — est. $300–$1,000 · 4–10 weeks

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Official Sources

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