Real Estate Agent Permit Requirements in St. Louis, MO

1. EIN (Employer Identification Number)

   Required if you operate as an LLC, corporation, or have employees. Free from the IRS. Even sole proprietors may benefit from obtaining an EIN to keep business and personal finances separate.

   Official government source

   Free·Immediate (online application)

   Free

   Immediate (online application)

1. Missouri Real Estate Commission — Salesperson License

   Missouri salesperson applicants must complete the 48-hour Salesperson Pre-Examination course, pass both portions of the Missouri salesperson exam, complete the 24-hour Missouri Real Estate Practice (MREP) course (72 hours total), be fingerprinted through IDEMIA/IDENTOGO via MACHS (MREC code 0004), and apply within six months of completing the 48-hour course. Must work under a licensed Missouri broker.

   Official government source

   $62 (exam fee) + $90 (license fee) + $200–$400 (pre-licensing education)·4–10 weeks

   $62 (exam fee) + $90 (license fee) + $200–$400 (pre-licensing education)

   4–10 weeks

2. Errors & Omissions (E&O) Insurance

   Most real estate brokerages require agents to carry Errors & Omissions (E&O) insurance, which protects against claims of negligent acts or omissions in real estate transactions. Some states mandate it; most brokerages require it. Coverage typically starts at $100,000 per occurrence.

   Official government source

   $300–$800/year·1–5 business days

   $300–$800/year

   1–5 business days

1. City of St. Louis — Business License (if operating a brokerage)

   Individual real estate salespersons working under a broker generally do not need their own St. Louis city business license. A brokerage operating in St. Louis City must obtain a Graduated Business License from the License Collector's Office before commencing business, renewed annually (due before June 1).

   Official government source

   $200 initial fee ($100 if starting January 1-May 31); annual renewal graduated by number of St. Louis employees, starting at $200 (brokerage only)·1–3 weeks

   $200 initial fee ($100 if starting January 1-May 31); annual renewal graduated by number of St. Louis employees, starting at $200 (brokerage only)

   1–3 weeks

Official Sources

• St. Louis License Collector
• Missouri Real Estate Commission

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