Insurance Agent Permit Requirements in Overland Park, KS

1. EIN (Employer Identification Number)

   Required if you have employees or operate as an LLC or corporation. Free from the IRS.

   Official government source

   Free·Immediate (online application)

   Free

   Immediate (online application)

1. Kansas Department of Revenue — Retailer's Sales Tax License

   Required for all businesses selling tangible personal property or taxable services in Kansas. Kansas charges a 6.5% state sales tax; local jurisdictions may impose additional taxes. Register with the Kansas Department of Revenue.

   Official government source

   Free·Immediate (online)

   Free

   Immediate (online)

2. Errors and Omissions (E&O) Insurance

   Insurance agents are strongly advised (and often required by employers or carriers) to carry Errors and Omissions insurance. E&O covers claims arising from professional mistakes or failures.

   $500–$2,000/year·Immediate to 1 week

   $500–$2,000/year

   Immediate to 1 week

1. Kansas Insurance Department — Resident Insurance Producer License

   Insurance agents in Kansas must be licensed by the Kansas Insurance Department. Kansas does not require pre-licensing education. Applicants must be at least 18, obtain a Certificate of Tax Clearance from the Kansas Department of Revenue and upload it to the NIPR Attachment Warehouse, submit the NAIC Uniform Application through the National Insurance Producer Registry, be fingerprinted for a criminal history background check, file a signed Waiver Agreement and FBI Privacy Act Statement, upload a copy of a Kansas driver's license or ID, and pass the licensing examination for each line of authority sought.

   Official government source

   $10 application fee plus a $60 criminal background check processing fee, both paid at application and both nonrefundable. Biennial renewal is $4 through NIPR. The fingerprinting site and the examination vendor charge their own separate fees.·No processing time is published. The application is not processed until the Certificate of Tax Clearance is received, and licensing exam scores stay valid for two years from the exam date.

   $10 application fee plus a $60 criminal background check processing fee, both paid at application and both nonrefundable. Biennial renewal is $4 through NIPR. The fingerprinting site and the examination vendor charge their own separate fees.

   No processing time is published. The application is not processed until the Certificate of Tax Clearance is received, and licensing exam scores stay valid for two years from the exam date.

2. City of Overland Park - No General Business License (Specialty Licenses Only)

   Overland Park does not require a general business license or Certificate of Occupancy renewal for most businesses. The City Clerk's office administers a small set of specialty licenses (massage therapist/establishment, pawnbroker, precious metal dealer, taxi/limo/car service, transient merchant) for businesses that fall into those categories; a Certificate of Occupancy is a one-time requirement tied to the space, not an annual business license.

   Official government source

   $0 general license (specialty licenses only, fees vary by license type)·not applicable unless a specialty license applies

   $0 general license (specialty licenses only, fees vary by license type)

   not applicable unless a specialty license applies

Official Sources

• Kansas Insurance Department — Insurance Producer License
• City of Overland Park Planning and Development Services

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