Insurance Agent Permit Requirements in Laramie, WY

1. EIN (Employer Identification Number)

   Required if you have employees or operate as an LLC or corporation. Free from the IRS.

   Official government source

   Free·Immediate (online application)

   Free

   Immediate (online application)

1. Wyoming Department of Revenue — Sales Tax License

   Required for all businesses selling taxable goods or services in Wyoming. Wyoming charges a 4% state sales tax; counties may add up to 2% and optional resort taxes may apply. Register with the Wyoming Department of Revenue online.

   Official government source

   $60 one-time sales/use tax license fee (W.S. § 39-15-106(a))·Immediate (online)

   $60 one-time sales/use tax license fee (W.S. § 39-15-106(a))

   Immediate (online)

2. Errors and Omissions (E&O) Insurance

   Insurance agents are strongly advised (and often required by employers or carriers) to carry Errors and Omissions insurance. E&O covers claims arising from professional mistakes or failures.

   $500–$2,000/year·Immediate to 1 week

   $500–$2,000/year

   Immediate to 1 week

1. Wyoming Insurance Department — Insurance Producer License

   Insurance producers in Wyoming must be licensed by the Wyoming Department of Insurance. Pre-licensing education is not required; applicants must pass the Wyoming insurance licensing exam (Pearson VUE) for each line of authority, apply through Sircon, and first-time resident applicants complete a fingerprint background check.

   Official government source

   $100 application fee plus $39 fingerprinting (exam fee separate)·About 30 days from application to license issuance

   $100 application fee plus $39 fingerprinting (exam fee separate)

   About 30 days from application to license issuance

2. City of Laramie — Business License (specific regulated types only)

   Laramie does not require a general business license. The City Clerk licenses only specific business types: auctioneer, carnival/circus, junk dealer, mobile vending, pawnbroker, private security, roller skating rink, secondhand dealer, solid waste collector, and vehicle-for-hire businesses (plus rental housing registration). General contracting, electrical, and plumbing licenses are handled by the city's Code Administration division. If your business is not on the City Clerk's list, no city business license is required.

   Official government source

   $0 for most businesses — fees apply only to the specific regulated license types (confirm with the City Clerk, 307-721-5220)·Not applicable for most businesses; regulated license types vary

   $0 for most businesses — fees apply only to the specific regulated license types (confirm with the City Clerk, 307-721-5220)

   Not applicable for most businesses; regulated license types vary

Official Sources

• Wyoming Insurance Department — Insurance Producer License
• City of Laramie City Clerk

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