Real Estate Agent Permit Requirements in Nashville, TN

Complete permit and license guide for starting a real estate agent in Nashville, Davidson County, Tennessee.

Updated 2026-03-15 4 stops $450–$1,200 est. 4–14 weeks to obtain license and begin practice
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Not legal advice. Requirements may change — always verify with your local government authority before applying. This guide was compiled from public and official sources (last updated ) and has not yet been independently source-verified — confirm each requirement before acting on it.

Federal — start here

1 stop

  1. EIN (Employer Identification Number)

    Required if you operate as an LLC, corporation, or have employees. Free from the IRS. Even sole proprietors may benefit from obtaining an EIN to keep business and personal finances separate.

    Official government source

    FreeImmediate (online application)

State of Tennessee

2 stops

  1. Tennessee Real Estate Commission — Affiliate Broker License

    Tennessee calls its entry-level real estate license the Affiliate Broker license. Applicants must complete 90 hours of pre-licensing education (60 hours Principles + 30 hours New Affiliates), pass the Tennessee Real Estate Exam (administered by PSI), and apply to the Tennessee Real Estate Commission (TREC). Must affiliate with a licensed principal broker.

    Official government source

    $39 (exam fee) + $91 (license fee) + $300–$600 (pre-licensing education)4–12 weeks

  2. Errors & Omissions (E&O) Insurance

    Most real estate brokerages require agents to carry Errors & Omissions (E&O) insurance, which protects against claims of negligent acts or omissions in real estate transactions. Some states mandate it; most brokerages require it. Coverage typically starts at $100,000 per occurrence.

    Official government source

    $300–$800/year1–5 business days

City of Nashville / Davidson County

1 stop

  1. Metro Nashville — No Additional Local License Required for Agents

    Real estate affiliate brokers in Nashville are licensed at the state level through the Tennessee Real Estate Commission. No additional Nashville city-specific license is required for individual affiliate brokers.

    Official government source

    No additional fee for individual agentsN/A

Terminus

Open for business — est. $450–$1,200 · 4–14 weeks to obtain license and begin practice

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Official Sources

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