Insurance Agent Permit Requirements in Bismarck, ND

Complete permit and license guide for starting a insurance agent in Bismarck, Burleigh County, North Dakota.

Updated 2026-03-15 5 stops $300–$1,000 est. 4–10 weeks
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Not legal advice. Requirements may change — always verify with your local government authority before applying. This guide was compiled from public and official sources (last updated ) and has not yet been independently source-verified — confirm each requirement before acting on it.

Federal — start here

1 stop

  1. EIN (Employer Identification Number)

    Required if you have employees or operate as an LLC or corporation. Free from the IRS.

    Official government source

    FreeImmediate (online application)

State of North Dakota

2 stops

  1. North Dakota Office of State Tax Commissioner — Sales Tax Permit

    Required for all businesses selling taxable goods or services in North Dakota. North Dakota charges a 5% state sales tax; local jurisdictions may add up to 3.5%. Register with the ND Office of State Tax Commissioner.

    Official government source

    FreeImmediate (online via Taxpayer Access Point)

  2. Errors and Omissions (E&O) Insurance

    Insurance agents are strongly advised (and often required by employers or carriers) to carry Errors and Omissions insurance. E&O covers claims arising from professional mistakes or failures.

    $500–$2,000/yearImmediate to 1 week

City of Bismarck / Burleigh County

2 stops

  1. North Dakota Insurance Department — Insurance Producer License

    Insurance agents in North Dakota must be licensed by the ND Insurance Department. Requires pre-licensing education, passing the state exam, and a background check.

    Official government source

    $50–$100 (exam and application)2–6 weeks

  2. City of Bismarck City Clerk — Business License

    Bismarck requires a Business License for certain regulated businesses within city limits. The City Clerk's office issues licenses for applicable business categories. This license must be renewed annually and displayed at your place of business.

    Official government source

    $50–$500/year depending on business type and gross revenues1–3 weeks

Terminus

Open for business — est. $300–$1,000 · 4–10 weeks

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Official Sources

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