Insurance Agent Permit Requirements in Hattiesburg, MS

1. EIN (Employer Identification Number)

   Required if you have employees or operate as an LLC or corporation. Free from the IRS.

   Official government source

   Free·Immediate (online application)

   Free

   Immediate (online application)

1. Mississippi Department of Revenue - Sales Tax Permit

   Any business selling tangible personal property or a taxable service in Mississippi must hold a sales tax permit from the Department of Revenue. The general state rate is 7%, one of the highest in the country; reduced rates apply to some categories, including 5% on SNAP-eligible groceries and light vehicles, 3% on heavy trucks and manufactured homes, and 1.5% on farm and manufacturing machinery. Register online through TAP.

   Official government source

   No fee - the Mississippi Department of Revenue does not charge for a sales tax permit.·Register online through TAP; allow about two weeks to receive your permit and filing information by mail.

   No fee - the Mississippi Department of Revenue does not charge for a sales tax permit.

   Register online through TAP; allow about two weeks to receive your permit and filing information by mail.

2. Errors and Omissions (E&O) Insurance (not required by Mississippi)

   Mississippi does not require insurance producers to carry errors and omissions coverage, but appointing carriers, agencies, and many contracts do. E&O responds to claims arising from professional mistakes or a failure to place coverage. Note the contrast with real estate: Mississippi law does require active real estate licensees to carry E&O (Miss. Code Ann. Section 73-35-16).

   Official government source

   Premiums are set by the insurer from your lines of authority, revenue, and claims history; neither the State nor the Mississippi Insurance Department sets or publishes a rate.·A policy can usually be bound within a few business days of applying to a carrier.

   Premiums are set by the insurer from your lines of authority, revenue, and claims history; neither the State nor the Mississippi Insurance Department sets or publishes a rate.

   A policy can usually be bound within a few business days of applying to a carrier.

1. Mississippi Insurance Department - Insurance Producer License

   Insurance agents in Mississippi must be licensed as producers by the Mississippi Insurance Department. Applicants complete prelicensing education for the lines of authority they seek (the 20-hour requirement was removed for Life applicants effective July 1, 2024), pass the state examination, and submit to a background check. Producer licenses run on a biennial term tied to the licensee's birth month, a minimum of 13 and a maximum of 24 months.

   Official government source

   $50 filing and processing fee for an agent's certificate of authority (effective July 1, 2026). Examination and prelicensing course fees are charged separately by the testing and education vendors, not by the Department.·Not published by the Department; confirm current processing time with MID Licensing at [email protected].

   $50 filing and processing fee for an agent's certificate of authority (effective July 1, 2026). Examination and prelicensing course fees are charged separately by the testing and education vendors, not by the Department.

   Not published by the Department; confirm current processing time with MID Licensing at [email protected].

2. City of Hattiesburg City Clerk/Tax Division - Privilege Tax License

   All businesses must hold a Privilege Tax License to operate in Hattiesburg, issued by the City Clerk/Tax Division on the 2nd floor of City Hall, 200 Forrest Street. The application asks for the number of employees and/or the wholesale value of inventory; some business types, such as pawn shops and contractors, must supply additional documentation. Renewed annually and displayed at the place of business.

   Official government source

   Set under Mississippi's privilege tax schedule from the number of employees and/or wholesale value of inventory; Hattiesburg does not publish a fee table - the Tax Division quotes the amount at application (601-545-4523).·Not published by the City; applications are filed in person with the Tax Division at City Hall (601-545-4523).

   Set under Mississippi's privilege tax schedule from the number of employees and/or wholesale value of inventory; Hattiesburg does not publish a fee table - the Tax Division quotes the amount at application (601-545-4523).

   Not published by the City; applications are filed in person with the Tax Division at City Hall (601-545-4523).

Official Sources

• Mississippi Insurance Department — Insurance Producer License
• City of Hattiesburg Revenue Division

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