Real Estate Agent Permit Requirements in Baltimore, MD

Complete permit and license guide for starting a real estate agent in Baltimore, Baltimore City, Maryland.

Verified 2026-08-19 4 stops $500–$1,200 est. 6–14 weeks to obtain license and begin practice
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Not legal advice. Requirements may change — always verify with your local government authority before applying. Key agencies and fees on this page were re-checked against official government sources on .

Federal — start here

1 stop
  1. EIN (Employer Identification Number)

    Required if you operate as an LLC, corporation, or have employees. Free from the IRS. Even sole proprietors may benefit from obtaining an EIN to keep business and personal finances separate.

    Official government source

    FreeImmediate (online application)

State of Maryland

2 stops
  1. Maryland Real Estate Commission — Salesperson License

    To become a licensed real estate agent in Maryland, you must complete 60 hours of pre-licensing education from an approved provider, pass the Maryland Real Estate Salesperson Exam (administered by PSI), and submit an application to the Maryland Real Estate Commission. You must then work under a licensed real estate broker.

    Official government source

    $44 (exam fee) + $90 (license application fee) + $100–$300 (pre-licensing education)6–12 weeks

  2. Errors & Omissions (E&O) Insurance

    Most real estate brokerages require agents to carry Errors & Omissions (E&O) insurance, which protects against claims of negligent acts or omissions in real estate transactions. Some states mandate it; most brokerages require it. Coverage typically starts at $100,000 per occurrence.

    Official government source

    $300–$800/year1–5 business days

City of Baltimore / Baltimore City

1 stop
  1. Baltimore City — Business License (if operating a brokerage)

    Individual real estate salespersons need no Baltimore City license. Brokerages are licensed by the Maryland Real Estate Commission (state); a Baltimore office location requires a DHCD Use and Occupancy permit - no separate city business license exists.

    Official government source

    No city business-license fee; U&O permit fee varies (unverified)1–2 weeks

Terminus

Open for business — est. $500–$1,200 · 6–14 weeks to obtain license and begin practice

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