Insurance Agent Permit Requirements in Hartford, CT

1. EIN (Employer Identification Number)

   Required if you have employees or operate as an LLC or corporation. Free from the IRS.

   Official government source

   Free·Immediate (online application)

   Free

   Immediate (online application)

1. Connecticut Department of Revenue Services — Sales Tax Permit

   Required for all businesses selling tangible personal property or taxable services in Connecticut. Connecticut charges a 6.35% state sales tax and taxes certain services (broader base than many states). Register with the Connecticut Department of Revenue Services via myconneCT; a $100 registration fee applies.

   Official government source

   $100 (registration fee)·Immediate (online via myconneCT)

   $100 (registration fee)

   Immediate (online via myconneCT)

2. Connecticut Insurance Agency / Business Entity Producer License

   If you operate as a business entity - LLC, corporation or partnership - rather than as an individual, the entity itself must hold a Business Entity Producer License from the Connecticut Insurance Department in addition to the individual producer licenses of the people selling insurance. The entity license fee is $130 and it renews on January 31 of every even year.

   Official government source

   $130 (business entity producer license)·Renews January 31 every even year; issued after CID reviews the entity application and its designated licensed producer

   $130 (business entity producer license)

   Renews January 31 every even year; issued after CID reviews the entity application and its designated licensed producer

1. Connecticut Insurance Department - Insurance Producer License

   Insurance agents and brokers in Connecticut must be licensed as insurance producers by the Connecticut Insurance Department. The individual producer license application fee is $140, and the license renews in your birth month every other year. Requirements include the prelicensing education the commissioner requires, passing the state licensing exam, and a background check; exam fees are paid separately to the testing vendor.

   Official government source

   $140 (individual producer license application); exam fees paid separately to the testing vendor·Issued after you pass the state exam and clear the background check

   $140 (individual producer license application); exam fees paid separately to the testing vendor

   Issued after you pass the state exam and clear the background check

2. No general Hartford business license (category-specific licenses only)

   Hartford does not require a general business license. The Licenses & Inspections Division licenses only specific regulated categories - food establishments, mobile vendors, laundromats, amusement devices, parking lots and similar activities. Service businesses such as plumbing, salons, tutoring, pet sitting or photography are not licensed by the city, though they may need a state license, zoning approval, or a certificate of occupancy for commercial space.

   Official government source

   No fee - Hartford issues no general business license·Not applicable

   No fee - Hartford issues no general business license

   Not applicable

Official Sources

• Connecticut Insurance Department — Insurance Producer License
• City of Hartford Licenses and Inspections Division

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