Pressure Washing Permit Requirements in Lexington, KY

1. EIN (Employer Identification Number)

   Required if you have employees or operate as an LLC/corporation. Free from the IRS.

   Official government source

   Free·Immediate (online)

   Free

   Immediate (online)

1. Kentucky Department of Revenue Tax Registration (Kentucky Has No Statewide Business License)

   Kentucky issues no general state business license. The Kentucky Business One Stop portal states plainly that Kentucky does not have a statewide business license that applies to all businesses; instead certain business types need a specific license or permit from the Commonwealth, and more than one may apply. What every business does face is tax registration and, in nearly every city and county, a local occupational license. With the Department of Revenue, a business completes the Kentucky Tax Registration Application through One Stop and opens only the accounts its activity actually triggers — sales and use tax under KRS 139.240 if it makes retail sales of tangible personal property, digital property, or any service enumerated in KRS 139.200(2); employer withholding if it has employees; corporation income and limited liability entity tax accounts if it is an entity; and specialty accounts for tobacco, motor fuels, bank franchise, insurance premiums, dealer loaner or rental vehicles, alcohol, and pass-through entities. A pressure washing business should check KRS 139.200(2)(h), which taxes janitorial services including residential and commercial cleaning and carpet, upholstery and window cleaning, and (g), which taxes landscaping services; a wedding planner is squarely within (aj), social event planning and coordination services, and (ai), rental of space for weddings, banquets, parties and other short-term social events. Separately, most businesses register with the Secretary of State, and the Department of Revenue expressly does not administer local occupational, net profits or gross receipts taxes — those go to the city or county, which in Louisville means the Louisville Metro Revenue Commission, in Lexington the LFUCG Division of Revenue, and in Bowling Green the city's Business License office.

   Official government source

   No fee for Department of Revenue tax registration — neither KRS 139.240 nor KRS 139.250 prescribes a charge for the sales and use tax permit, and the One Stop tax registration application carries no cost. Local occupational license fees are separate and are set by each city and county·Not published by the Department of Revenue. Registration is filed electronically through the Kentucky Business One Stop and KRS 139.240(4) waives a written signature for electronic registrants; KRS 139.240(1) requires the permit application to be on file before engaging in business as a retailer

   No fee for Department of Revenue tax registration — neither KRS 139.240 nor KRS 139.250 prescribes a charge for the sales and use tax permit, and the One Stop tax registration application carries no cost. Local occupational license fees are separate and are set by each city and county

   Not published by the Department of Revenue. Registration is filed electronically through the Kentucky Business One Stop and KRS 139.240(4) waives a written signature for electronic registrants; KRS 139.240(1) requires the permit application to be on file before engaging in business as a retailer

2. Business Insurance for a Kentucky Pressure Washing Company — What Is Actually Required

   No Kentucky statute or regulation requires a pressure washing business to carry commercial general liability insurance. There is no state contractor registration behind which a liability policy could be mandated, and no minimum limit set by the Commonwealth. When a property manager, commercial client or franchise demands a certificate of insurance naming it as additional insured, that is a contract term set by the customer, and the limit is whatever that contract states — a customer asking for $1,000,000 per occurrence is stating its own procurement rule, not quoting Kentucky law. Two coverages are genuinely compulsory. Workers' compensation: KRS 342.630(1) makes any person other than one engaged solely in agriculture with one or more employees in this state mandatorily subject to KRS Chapter 342, so coverage is required from the first employee including part-time help, and KRS 342.340(1) requires the employer either to insure with a carrier authorized to write workers' compensation in Kentucky or to be approved as a self-insurer, with the carrier filing evidence of coverage with the Department of Workers' Claims within ten days of issuing the policy. An owner-operator with no employees is not an employer under KRS 342.630 and is also not covered unless he or she elects in. Motor vehicle security: KRS 304.39-110(1) fulfills the requirement with either split limits of not less than $25,000 for bodily injury to any one person, $50,000 for bodily injury to all persons in any one accident, and $25,000 for property damage, or a single limit of not less than $60,000 for all damages in any one accident, plus basic reparation benefits as defined in KRS 304.39-020(2), with coverage applying throughout the United States, its territories and possessions, and Canada. A personal auto policy commonly excludes business use, so a truck and trailer carrying pressure washing equipment generally needs a commercial auto policy to satisfy that section.

   Official government source

   No government fee and no state-set premium — general liability, commercial auto and workers' compensation are all bought from private carriers and priced on payroll, class code, vehicle and loss history. What Kentucky fixes is the consequence of going without workers' compensation: KRS 342.990(7)(c) sets a civil fine of $100 to $1,000 per offense with each employee and each day a separate offense, and KRS 342.990(9)(a) adds a criminal fine of $100 to $1,000 or 30 to 180 days, or both·Workers' compensation must be in force before the first employee works, and the carrier files evidence of coverage with the Department of Workers' Claims within ten days of issuing the policy under KRS 342.340(2). Motor vehicle security must be in force whenever the vehicle is operated. General liability has no deadline because it is not required by the state

   No government fee and no state-set premium — general liability, commercial auto and workers' compensation are all bought from private carriers and priced on payroll, class code, vehicle and loss history. What Kentucky fixes is the consequence of going without workers' compensation: KRS 342.990(7)(c) sets a civil fine of $100 to $1,000 per offense with each employee and each day a separate offense, and KRS 342.990(9)(a) adds a criminal fine of $100 to $1,000 or 30 to 180 days, or both

   Workers' compensation must be in force before the first employee works, and the carrier files evidence of coverage with the Department of Workers' Claims within ten days of issuing the policy under KRS 342.340(2). Motor vehicle security must be in force whenever the vehicle is operated. General liability has no deadline because it is not required by the state

1. Lexington-Fayette Urban County Government — Occupational License

   Lexington-Fayette Urban County Government requires every person and business entity engaged in any business in Fayette County to obtain an initial occupational license before starting business and to pay an annual minimum license fee every year after. The license is administered by the LFUCG Division of Revenue, 218 E. Main St., (859) 280-8300 — not a "City Clerk's Office." The initial license fee is $100, due at registration, and the annual minimum license fee is $100, due on the same date as the net profit license fee return (Form 228). The LFUCG Charter sets the occupational license fee at 2.25% of individual compensation and net profits; the annual minimum fee is credited against the occupational license fee owed for that year and never generates a refund. Individuals and sole proprietorships reporting gross receipts of $4,400 or less for a tax year do not owe the minimum license fee for that year or the next. Pressure washing companies are covered like any other business.

   Official government source

   $100 initial license fee and $100 annual minimum license fee, plus the 2.25% occupational license fee on compensation and net profits. Sole proprietors with gross receipts of $4,400 or less are exempt from the minimum fee·Not published by the Division of Revenue; the initial license must be obtained before the business starts, and the annual minimum fee is due with the Form 228 net profit return

   $100 initial license fee and $100 annual minimum license fee, plus the 2.25% occupational license fee on compensation and net profits. Sole proprietors with gross receipts of $4,400 or less are exempt from the minimum fee

   Not published by the Division of Revenue; the initial license must be obtained before the business starts, and the annual minimum fee is due with the Form 228 net profit return

2. Stormwater / Wastewater Discharge Compliance

   Pressure washing businesses in Lexington must comply with LFUCG's MS4 stormwater ordinance. Wastewater containing detergents, oils, or other pollutants cannot be allowed to enter storm drains. Contact LFUCG's Water Quality Division ((859) 425-2400) for specific containment/disposal requirements.

   Official government source

   No permit fee (compliance requirement)·Ongoing compliance

   No permit fee (compliance requirement)

   Ongoing compliance

3. DBA (Doing Business As) Registration

   If operating under a trade name, file a certificate of assumed name before accepting jobs under that name. Under KRS 365.015(3) an individual sole proprietor files with the county clerk where the principal place of business is located — the Fayette County Clerk for a Lexington pressure washing business — while a corporation, LLC, LP, or general partnership files with the Kentucky Secretary of State and records a filed copy with the county clerk.

   Official government source

   County clerk filing fee set by the statewide schedule in KRS 64.012; entities pay $20 to the Secretary of State in addition·Effective on the date it is filed; an assumed name lasts five years and may be renewed in the six months before expiration

   County clerk filing fee set by the statewide schedule in KRS 64.012; entities pay $20 to the Secretary of State in addition

   Effective on the date it is filed; an assumed name lasts five years and may be renewed in the six months before expiration

Official Sources

• City of Lexington — Business Licensing
• Kentucky Department of Environmental Quality
• Kentucky Secretary of State

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